Disclaimer

Important Notices

Past performance does not guarantee future results.

Financial planning involves risk. Individual circumstances vary significantly and results cannot be guaranteed.

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. Every individual's financial situation is unique.

This disclaimer applies to all content, services, and materials available through oravenciloq.com and any associated platforms or communications.

Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, or reliability of any information on this website.

Financial markets and regulations change rapidly. Information may become outdated without notice.

We reserve the right to modify, update, or remove any content without prior notification.

Limitation of Liability

To the fullest extent permitted by Australian law, oravenciloq disclaims liability for:

  • Any direct, indirect, incidental, or consequential damages arising from use of our services
  • Financial losses resulting from decisions made based on information provided
  • Technical issues, website downtime, or data transmission errors
  • Third-party content, links, or services referenced on our platform

Our maximum liability shall not exceed the amount paid for our services in the preceding 12 months.

Professional Advice Disclaimer

Our services provide general financial planning guidance and analytical reviews. This does not constitute specific financial advice tailored to your individual circumstances.

No fiduciary relationship is created between oravenciloq and users through website interaction or content consumption.

Always consult qualified financial professionals before making significant financial decisions.

External Links

Our website may contain links to third-party websites. We do not endorse or assume responsibility for external content.

Third-party websites operate under their own terms and privacy policies.

Users access external links at their own risk and should verify information independently.

Results Disclaimer

Individual results may vary.

We make no guarantees about specific outcomes or financial results from using our services.

Success depends on individual circumstances, market conditions, and personal commitment to financial planning principles.

Governing Law and Jurisdiction

This disclaimer is governed by Australian law and subject to the following jurisdictional provisions:

Governing Law:: Laws of Australia

Jurisdiction:: Australian courts have exclusive jurisdiction over any disputes

State and territory variations may apply depending on your location within Australia.

Nothing in this disclaimer affects your statutory rights under Australian Consumer Law.

Indemnification

Users agree to indemnify oravenciloq against claims arising from misuse of our services or violation of these terms.

This includes legal fees, damages, and costs associated with defending such claims.

Severability

If any provision of this disclaimer is deemed invalid, the remaining provisions continue in full effect.

Changes to Disclaimer

We may update this disclaimer periodically to reflect changes in our services or legal requirements.

Please review this disclaimer regularly for updates.

Contact Information

For questions about this disclaimer or our services, please contact us using the information below:

Company:: oravenciloq

Email:: contact@oravenciloq.com

Phone:: +61 103 569 680

Address:: 142 Collins Street, Melbourne VIC 3000

Last updated: August 20, 2025

By using our website and services, you acknowledge that you have read and understood this disclaimer.