Terms and Conditions

Terms of Service

These terms and conditions govern your use of oravenciloq financial planning services.

By accessing our website or using our services, you agree to be bound by these terms.

This creates a legally binding agreement between you and oravenciloq.

Definitions

For the purposes of these terms, the following definitions apply:

• "Service": refers to financial planning consultations, analytical reviews, and related advisory services provided by oravenciloq
• "User" or "Client": refers to any individual or entity accessing or using our services
• "Content": includes all information, data, text, and materials provided through our platform
• "Agreement": refers to these terms and conditions along with our privacy policy and any service agreements

Service Usage

Your use of our services is subject to the following conditions:

Permitted Uses

• Accessing services for legitimate financial planning purposes
• Providing accurate information for consultations
• Using content for personal financial planning only

Prohibited Uses

• Sharing login credentials or account access
• Using services for illegal or fraudulent activities
• Reproducing or distributing our content without permission
• Interfering with website functionality or security

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information for consultations
• Maintain confidentiality of your account credentials
• Comply with all applicable laws and regulations
• Respect intellectual property rights

Intellectual Property

All content, trademarks, and intellectual property on our website belong to oravenciloq.

Unauthorized use of our materials is prohibited and may result in legal action.

Any license to use our content is limited and non-transferable.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our Privacy Policy for detailed information about data handling practices. Privacy Policy

Limitation of Liability

To the extent permitted by Australian law, oravenciloq's liability is limited as follows:

Services are provided "as is" without warranties of any kind, express or implied

Our total liability shall not exceed the fees paid for services in the preceding 12 months

Dispute Resolution

In case of disputes, the following resolution procedures apply:

Termination

Either party may terminate services with appropriate notice as outlined in your service agreement.

Upon termination, access to services will cease, but certain obligations may continue.

Confidentiality, intellectual property, and liability limitations survive termination.

Governing Law

Laws of Australia

These terms are governed by Australian law and subject to the jurisdiction of Australian courts.

Modifications

We reserve the right to modify these terms with reasonable notice.

Changes will be posted on our website and communicated to active clients.

Continued use of services after changes constitutes acceptance of modified terms.

Entire Agreement

These terms, together with our privacy policy, constitute the entire agreement between parties.

If any provision is deemed invalid, the remaining terms remain in full effect.

Contact Information

For questions about these terms, contact us at contact@oravenciloq.com or +61 103 569 680.